Services
CANEX MORTGAGES
1st & 2nd Mortgages
Whether you are making an investment or buying a vacation property, a second mortgage can get you there. CMI has some of the best rates in the industry. Second mortgages are no longer very expensive, or necessarily a last resort.
We offer second mortgage rates that vary depending on your income and credit, as well as overall home equity. The better your overall situation, the more attractive the financing options that we can provide to you.
Whether you are looking to complete home renovations, consolidate debt, send the kids off to college, or set up a vacation retreat for your family, a second mortgage can help turn those dreams into realities. Schedule a FREE consultation using the form below, and let us show you what we can do for you.
Debt Consolidation
Many Canadians are taking advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank,s credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of the strategy is knowing "good debt" from "bad debt." A well-planned mortgage can help you turn those bad debts into good debts and get them out of the way.
Refinance
Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better interest rate, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate mortgage. Refinancing is also a good option to pull out equity for consolidating debt to pay off those high interest credit cards and lines of credit, increase your cash flow, complete home renovations, fund investments, pay for your children,s education or wedding, and more.
Truck Loans
Mortgage Alliance has been helping Canadian businesses secure financing for their truck, trailer, or heavy equipment loans. We have developed a transparent process that allows us to understand your business and provide you with a solution that is right for you. Our clients are made up of business owners in the transportation, construction, manufacturing and industrial industries. We have helped hundreds of clients over the years and have grown to become one of the country,s premier sources when it comes to equipment loans and leasing. We pride ourselves when it comes to customer satisfaction and customer retention. Our clients keep coming back because we build relationships with them and get a full understanding for their business. Our clients come from different backgrounds, different situations and different circumstances. We take each client and work with them individually. We make sure that a customized solution is presented to every client.
Line of Credit
With a Home Equity Line of Credit (HELOC), you will gain access to funds as soon as your loan is registered, enabling you to put them to use right away. A HELOC has a unique advantage in that it can be used, repaid, and used again, while only paying interest on the portion of the funds that have been utilized. That means a HELOC is a perfect solution for many funding needs, such as:
Equipment Financing
Mortgage Alliance Equipment Finance is a recognized leader in providing equipment financing solutions to clients throughout the Canada. As one area of focus, we help manufacturers, distributors and vendors of capital equipment grow their businesses by providing their end-users with fast and efficient financing options. In addition, we work directly with large corporations, middle market companies, small businesses, municipal governments and many types of institutional entities to provide solutions-based financing alternatives for the acquisition of capital equipment and software.
Commercial Mortgages
With over 30 years of diverse real estate experience, including a mortgage broker with a professional engineering background, MORTGAGE ALLIANCE is uniquely positioned to work with borrowers considering new construction loans. Our construction loan specialists are proficient in financing custom homes, infill (IL-COMM-Infill) building projects, and major land development or construction projects (IL-COMM-Construction).
Private Lending
At MORTGAGE ALLIANCE, we believe everyone deserves a chance at a better financial future, regardless of qualifications. That why we specialize in securing mortgages and other loans for homeowners who've been turned down by conservative banks and trust companies. Get in touch, and our elite team of mortgage experts will make sure you get the funds you need.